Health Insurance Hood River OR
White Salmon, WA
Company: Fee-Only Financial Planner ("No Commissions")
Registered Investor: Yes
Oregon State University
Years Experience: 6
Wealth Engineering,Income for Life/ Preserve Principal,Medicare Planning,Investment & Portfolio Management,Investment Consulting & Allocation Design,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Fee-Only Comprehensive Financial Planning,Portfolio Engineering,IRA, 401k, Roth IRA, QDRO Rollovers,Alternative Investments,Retirement Planning,Long-Term Health Care Planning,Business Succession & Liquidation Planning,Estate Tax Pl
Title: LPL Financial Advisor
Company: Meridian Financial Group
Investment Advisor Rep: Yes
401k Rollover From Employer,CD Alternative,Disability Insurance,Annuities,Long-Term Health Care Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Stock Market Alternative,Alternative Investments,Life Insurance,Investment & Portfolio Management,Insurance & Risk Management Planning,Retirement Income Accumulation Planning,IRA, 401k, Roth IRA, QDRO Rollovers,Wealth Management,Health Care Insurance,Retirement Planning,Business Succession & Liquidation Planning,Retirement Income Dist
White Salmon, WA
Title: Investment Advisor
Company: Armstrong Wealth Management
Pension for Highly Compensated Owners,Stock Market Alternative,Alternative Investments,Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Business Income Tax Planning,Wealth Engineering,IRA, 401k, Roth IRA, QDRO Rollovers,Wealth Management,Medicaid,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),
Healthcare reform shakeout makes health freedom more important than ever.
Do you really understand the new Patient Protection and Affordable Healthcare Act? As if the issues surrounding health insurance weren’t confusing enough, this bill, more than 2,500 pages long, may multiply uncertainties as everyone adapts to the changes it will bring.
In the furor that occurred before the bill’s passage, those people who argued most passionately on both sides appeared to have emotions in common when it came to healthcare—stress, anxiety, anger, fear. Many Americans seem to see sickness as our destiny, just as we’ve been taught by a model of medicine that treats symptoms and not causes. As reform took shape, we seemed to again forget that there’s another option: Staying healthy so you can avoid the doctor’s office, insurance snafus and co-pays altogether.
Imagine if the energy that was poured into healthcare reform went towards stopping disease in the first place. RAND Corporation researchers estimate that up to $162 billion could be saved each year by adopting prevention and personal health-management programs. As motivating as financial benefits may be, there are far greater rewards for those who undertake proactive preventive health initiatives—starting with peace of mind.
Security in Wellness
Amidst the raging chaos of healthcare reform debates, one demographic remained unconcerned: Those who are healthy. There is a confidence in people who care for their bodies, exercise regularly, eat healthy and take nutritional supplements. This segment of our society may represent a healthcare solution that eclipses healthcare reform. By taking steps to maintain their health, these people may minimize their need for expensive doctor’s visits. By taking personal health responsibility, they defy sickness as an inevitability, and instead claim wellness as a birthright.
Health freedom enables us all to follow this course if we want to. But how will the new health reform bill impact our right to pursue health as we choose?
One disturbing aspect of the new health bill is that instead of encouraging people to proactively maintain wellness, it will force all Americans to purchase government-mandated health insurance, a rule that takes effect in 2014. Those who refuse to purchase health insurance will face heavy fines.
Health insurance is great, but forcing Americans to buy insurance plans of our government’s choosing is a violation of health freedom. We must always protect our right to choose our path to health, even if that means choosing to forego health insurance. If that freedom to choose is revoked, it could open a Pandora’s box of health tyranny—losing the right to take nutritional supplements could be next.
With a safety net of “health insurance for all,” the bill may encourage sickness and unhealthy practices. Instead of demanding personal responsibility for wellness, the bill appears to enable unheal...
Oregon State Mandated Health Insurance Coverage
Medical insurance benefits that insurers must provide include: alcohol/substance abuse, acupuncturist, ambulance transportation and services, anti-psychotic drugs, autism, autism spectrum disorder, bilateral cochlear implant, brain injury, breast reconstruction, cervical cancer/HPV screening, chemotherapy, chiropractor, clinical trial (cancer), colorectal cancer screening, contraceptives, dentist, denturist, dependent coverage (including newborns, adopted children, noncustodial children or stepchildren, dependent students/adults, domestic partner and civil union), diabetes (self-management and supplies), emergency room service, facility (public or other), family therapist, hearing aids for minors, HPV vaccine, long-term care, mammography, marriage therapist, mastectomy, maternity (including minimum stay), mental health, nurse practitioner, off-label drug use, optometrist, orthotics, physician assistant, PKU/metabolic disorder, preventive health services, prosthetics, prostate cancer screening, psychologist, smoking cessation, social worker, telemedicine, including services provided in connection with the treatment of diabetes